Determining where you want to go, and how to get there based on your current situation

Organizing past debts and discussing new ones (student loans, mortgage, credit cards, etc.)

Exploring types of investing, and developing a plan to start SAVING

Organizing your spending to develop a plan for reaching your goals

Examining where you've been, and how it's led to where you are now

Assessing & supplying (as needed) all the "insurance's" (life, health, car, homeowner, etc.)

Reviewing past tax returns and optimizing tax situation for future years

Ensuring all assets are titled properly to avoid PROBATE and setting up education savings plans

Reviewing investment options in your employer's retirement plan (401K, 403b, etc.) and any IRA's